Washington State Insurance Practice Exam

Specific insurance covers a specific kind or unit of property for a specific amount of insurance. This type of insurance is designated to provide coverage for a particular item, such as a valuable piece of jewelry, a rare collectible, or a high-end electronic device. By insuring specific items individually, policyholders can ensure that they have adequate coverage for those particular items in case of damage, loss, or theft. This coverage is not meant to apply to multiple types of property at various locations (option C) under one policy, a single location (option A), or personal liabilities only (option D).